Accounts payable automation

Ramp is a financial startup providing a smart corporate card designed to simplify corporate spending and save money. By allowing customers to set spending limits and guardrails, Ramp enables organizations to control expenses and prevent overspending. Their service promises an average savings of 5% for businesses using their card. Ramp is targeting modern finance teams and emphasizes the time-saving aspects of their platform. Their services are designed to scale with companies as they grow, suggesting a focus on adaptability and efficiency. Ramp positions itself as the go-to solution for intelligent spending and financial management for businesses.

Ramp

Ramp provides a smart spending card and finance management platform.

Corporate credit cards

Modern business loans

Procurement

Expense management

Settle is a financial platform tailored for consumer packaged goods (CPG) brands. It provides powerful cash flow solutions like vendor payments, purchase order management, and non-dilutive financing all in one place. Settle offers AP Automation to centralize and automate bill and vendor payments, seamlessly integrating with Quickbooks and NetSuite. Their platform also provides working capital with transparent credit terms, helping CPG brands to scale. By automating time-consuming financial processes and offering intuitive tools, Settle enables businesses to save time and grow revenue, underlined by significant supported revenue growth figures for their users.

Settle

Settle offers cash flow solutions and financing for CPG brands.

Zip provides procurement solutions aimed at increasing visibility and control over company spending. It assists businesses, ranging from startups to Fortune 500, by streamlining spend management processes to unlock savings and drive adoption. Customers reportedly save significantly and gain early insights into their spending patterns. Zip fosters collaboration and boosts staff efficiency, saving hundreds of hours per full-time employee. The platform offers two main products: Intake-to-Procure and Intake-to-Pay, presenting a seamless, consumer-grade interface that integrates into existing workflows. Zip has transformed procurement experiences for its users, automating processes, and encouraging compliance with spend controls.

Zip automates procurement, boosts efficiency, increases savings, fosters collaboration.

Precoro provides comprehensive procurement management software aiding companies in automating and controlling their purchasing process. It offers solutions for creating and managing purchasing requests, customizing approval workflows, and handling various purchasing documents, ensuring transparency and efficiency. Precoro features capabilities like purchase requisition, invoice management, budgeting, and reporting tools designed to facilitate error-free spend management. The platform also supports inventory and vendor management, and its adaptable design is suitable for businesses of varying sizes and industries. By providing a centralized, user-friendly system, Precoro enhances procurement practices for better spend visibility and operational control.

Precoro

Precoro optimizes procurement with smart spend management and process automation.

Acctual is a startup that provides a cryptocurrency-based accounts payable solution. It offers a platform where businesses can pay bills in crypto while synchronizing with their existing accounting stack. The system enables automatic recording and matching of bills with payments, contact syncing, and collaborates with a crypto subledger. Acctual gives users control over their accounts payable processes, adding sophistication, visibility, and reduced risk. The platform supports team collaboration, ensures compliance and security against high-risk wallets, and requires no change on the vendor's part. It furthermore prevents errors through duplicate invoice detection, streamlined approvals, and secure wallet detail storage.

Acctual

Acctual simplifies accounts payable processes with cryptocurrency integration.

Crypto operations

Qonto is a fintech startup providing businesses with digital banking solutions including local IBANs, Mastercards, and instant payments. Their platform centralizes invoice management, simplifies expenses and spending control, and enhances bookkeeping and cash flow oversight. Qonto supports SEPA and SWIFT transactions, offers integrations for accounting tools, and provides financing and savings through partner solutions. Specialized services for freelancers and SMEs include initial share capital deposit, easy switching, and automated financial workflows. Focused on customer service, Qonto also ensures security and compliance as a licensed institution, promising quick account setup, multi-language support, and a safeguarded funds system.

Qonto

Qonto offers digital business banking, payments, and financial management services.

Corporate banking

Midday streamlines business operations with automation, providing insights into financial performance and simplifying mundane tasks. Users can connect to over 20,000 banks in 33 countries, allowing for a comprehensive view of finances. Midday features include automatic receipt-to-transaction mapping, advanced time tracking for project management, secure file storage, and an AI-driven virtual CFO for financial inquiries. This enables businesses to understand expenses, track revenue patterns, and improve overall efficiency. Its upcoming invoice solution promises web-based invoicing, live collaboration, and project sync. Midday's goal is to make business management less stressful and more productive.

Midday

Automates business tasks, offers insights, connects to banks, secure file storage.

CFO toolbox

Airbase provides a comprehensive spend management platform designed for mid-market businesses, enabling control over procurement, accounts payable automation, expense management, and corporate card use. It offers a unified experience that combines multiple financial processes into one system, ensuring ease of use and policy compliance. Their solutions automate intake with guided buying and no-code routing, facilitate seamless bill payments and expense reporting, and offer a flexible card program integrating with ERPs. With high customer satisfaction, Airbase focuses on visibility, control, and compliance, while offering time and cost savings, with a strong emphasis on improving stakeholder experiences.

Airbase

Consolidated spend management, procurement, payment automation for mid-market companies.

Brex is a comprehensive financial platform utilizing artificial intelligence to help start-ups to enterprises manage their spending, travel, and expenses more effectively. Their offerings include powerful payment cards with built-in controls, expense automation, real-time tracking, travel management, and automated approval workflows. Moreover, Brex provides AI-powered features for invoice processing and accounting integrations, aiming to simplify finance management and allow for smarter spending globally. Their solutions are designed to empower employees with controlled spending while saving time and ensuring compliance, providing finance teams with the necessary tools for strategic financial oversight and the ability to scale their business efficiently.

Brex

AI-powered financial platform for business spend, travel, and expense management.

Razorpay is a comprehensive payment solutions provider based in India, catering primarily to businesses and entrepreneurs. It facilitates a wide range of payment options including credit/debit cards, net banking, UPI, and mobile wallets, ensuring seamless transactions. Razorpay's platform is designed to be developer-friendly, offering easy integrations into various websites and apps with robust security measures. Beyond payment processing, it provides solutions for managing invoices, recurring payments, and international payments, alongside real-time analytics to track transactions. Its ecosystem aims to simplify financial processes, enabling businesses to focus on growth while offering a superior payment experience to their customers.

Razorpay

Razorpay offers online payment solutions for businesses in India.

Accounts payable automation

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